Settavio technology platform. Customer funds move through independent third-party financial and clearing partners.
A more connected tomorrow

The intelligent route to B2B settlement.

Settavio is an AI-powered payment technology platform connecting buyers, suppliers, investors and trade credit insurers through a trusted marketplace and third-party clearinghouse architecture.

No platform custody of customer fundsAI-assisted verification & matchingThird-party clearing & settlement
Settavio ecosystem showing buyers, suppliers, investors and insurers around a connected earth
One connected ecosystem: buyers, suppliers, investors and insurers coordinated by Settavio technology.
One exchange. Four participant experiences.

Built around every side of the transaction.

Settavio modernizes the original invoice marketplace concept into a technology-first, AI-enabled orchestration layer while keeping money movement outside the platform.

How it works

Simple, digital and settlement-ready.

Settavio coordinates the transaction workflow, while the designated clearinghouse or payment partner handles actual fund movement.

01

Buyer approves

Invoice, obligation, amount and due date are confirmed.

02

Supplier posts

An eligible approved invoice enters the marketplace.

03

Investors bid

Qualified purchasers compete on discount and terms.

04

Clearinghouse settles

Independent financial infrastructure executes funding electronically.

05

Buyer repays

Repayment is routed to the designated recipient at maturity.

AI-native operations

AI that reduces friction and keeps accountability visible.

Settavio applies modern AI to document intelligence, transaction matching, anomaly detection, exception routing, risk monitoring and settlement preparation while preserving human review and auditability for consequential decisions.

Explore Settavio AI
Multimodal document intelligenceExtract and reconcile invoices, POs, receipts and contracts.
Graph-based fraud signalsIdentify duplicate financing and unusual account relationships.
Agentic workflowRequest missing evidence, route exceptions and prepare transaction packets.
Predictive matchingMatch invoices to mandate, tenor, concentration and insurance appetite.
Risk intelligenceCombine insurer limits, behavior and third-party data into explainable signals.
Settlement monitoringNormalize partner status events and surface payment exceptions.
No custody

Technology company by design

Settavio creates workflow, data, matching and settlement instructions. Transaction principal remains with marketplace participants and regulated service providers.

Open bidding

Competition at the invoice level

Suppliers can compare bids on approved invoices instead of committing all receivables to one financing arrangement.

API-first

Connect, don’t replace

ERP, accounting, insurer, KYC/KYB and payment providers can integrate through APIs, files and event webhooks.

Business payments. Intelligently settled.

Explore the participant experience across the Settavio ecosystem.